Value simulator

Every check is a chance to keep the guest.

Pick the restaurant that looks most like yours, nudge a slider or two, and watch the estimate update. Every assumption is yours to change.

Start from a restaurant like yours

Before tax and tip. Southern California dinner with a drink typically runs $45 to $75 a head; brunch and lunch $28 to $40. At your party size that’s a table check, settled through TabSettle with tax and tip.

Your numbers
8 min15 min

Industry reporting on pay-at-table puts the time saved at 10 to 20 minutes per table, from check request to the table clearing (Edgar Dunn & Co., 2024). 8 to 15 is the range we let you set.

Time saved only earns another seating when someone is waiting for the table.

Integrated checkout prompts capture 15 to 22% of guests according to public loyalty and messaging benchmarks (Regulr, 2026). The general restaurant email opt-in average is 8% (Spinix, 2026). Directional benchmarks, not TabSettle results. Adjust freely.

Adjust every assumption plan
TabSettle plan

Card payments through TabSettle are processed by Stripe at standard terms, separate from TabSettle’s fee. When volume pricing applies, these drop and the processing difference shrinks automatically.

Your card processing

Toast and Square card-present rates typically run 2.5% to 2.7% plus 10 to 15 cents. Enter what your processor charges. Payments per table is how many separate payments a table makes when guests split; each one carries the fixed fee.

Repeat visits

Passive collection captures 2 to 5 per 100 guests; a typical full-service restaurant lands between 3 and 8 (Regulr, Spinix). Redemption is per campaign, across the whole list: Regulr reports 12 to 22% response on win-back texts and 6 to 14% on slow-night offers, so 2% is deliberately conservative.

Staff and labor

Full-service card tips average 19.4% (Toast, 2024). We don’t model a tip lift; enter your own TabSettle tip rate if you have data. Tips go to staff, not your P&L, and appear only when the two rates differ. Leave ad cost at 0 to skip that comparison.

Make it yours

Customize for your restaurant

Enter your own tables, check size, and opt-in rate. We save your estimate so you can come back to it, and every assumption opens up.

Takes about 20 seconds. No account needed.
Potential added to your bottom line
Estimated net gain ·
+
Extra revenue you keep, after TabSettle’s fee and the card-processing difference. back for every $1 in added cost*
* Estimated from your inputs and publicly available industry benchmarks, not TabSettle results. Actual results will vary.
hrs
Staff hours back / moNot running cards or splits
More tables turned / moOnly counted during a wait
New guests on your list / moFirst-party, from every guest who pays
How the number adds up
+ Extra seatings from faster checkout
+ Repeat visits from your contact list
TabSettle fee
already deducted
Total added cost, of what runs through TabSettle
Get started now
Guests on your list after 12 months
Guests paying through TabSettle per month

TabSettle’s 0.75% is separate from card processing. Card payments through TabSettle are processed by Stripe at 2.9% + 30¢ under standard terms until volume pricing applies; the processing-difference line compares that with what you pay your current processor, including the extra payments a split table makes.

Where the number comes from

Every guest pays. Now you can invite them back.

Today most tables leave anonymously. With TabSettle every guest who pays on their own phone sees a restaurant-specific opt-in, and the permissioned list you own compounds.

Estimated from your inputs and directional benchmarks, not verified TabSettle results.

Your process today
in 100 guests on your list

Usually whoever grabbed the check. Reservation profiles don’t count: that’s operational access, not guests who opted in to hear from you.

With TabSettle
in 100 guests opt in

Each guest pays on their own phone and sees a restaurant-specific opt-in. Dark dots are guests you wouldn’t have reached otherwise.

Guests paying with TabSettle / mo, of served
Guests who opt in / mo, vs about today
Truly new to your list / mo · / yr before unsubscribes
·
Text · email opt-ins / mo. Channels overlap; unique total is

Your list, month by month

The list keeps growing after the tool is paid for, which is why year one is worth more than 12 times month one.

Guests on your list Repeat-visit revenue

Only guests you wouldn’t have collected anyway count toward repeat-visit revenue.

Pay nothing until your guests do

Turn this estimate into next month’s numbers.

No app. No tablets. No fee added to the guest check. Works alongside the POS you already run.