Up n Go is a solid pay-at-table platform. But splitting a check isn't the same as splitting it collaboratively — where every guest sees the full bill and claims their items in real-time.
Both platforms help guests pay. The difference is in how they split.
| Feature | Up n Go | TabSettle |
|---|---|---|
| Splitting approach | Split by item, fraction, or amount | Collaborative item claiming in shared session |
| Real-time collaboration | Payment progress updates | Full shared session — see who's claiming what live |
| Shared items | Split by fraction or dollar amount | Tap to split any item, auto-calculates per person |
| POS integration | Aloha, Micros, Toast, Lavu | Any POS (Square, Clover API + OCR for all others) |
| Guest experience | Individual payment screens | Shared live session on every phone |
| Settlement | Multiple individual transactions | One clean settlement to your POS |
| Setup | 7-10 days, 60-day cancellation notice | Quick setup, cancel anytime |
Up n Go has built a proven platform. Here's where it shines.
Over 25 million guests and $1.5 billion processed. Up n Go is battle-tested in high-volume restaurant environments.
Certified integrations with Aloha, Micros Simphony, and Toast mean reliable connections with enterprise POS systems.
Apple Pay, Google Pay, Venmo, PayPal, gift cards, credit cards — Up n Go covers every way a guest might want to pay.
When the bill needs to be split collaboratively, TabSettle is in a category of its own.
Up n Go lets guests split and pay individually. TabSettle puts everyone in the same live session — you see who's claiming the burger, who's splitting the nachos, and what's still unclaimed. It's the difference between splitting a spreadsheet and editing Google Docs together.
Up n Go requires Aloha, Micros, Toast, or Lavu. If you run Square, Clover, SpotOn, or any other system, you're out of luck. TabSettle has direct API integrations with Square and Clover, plus built-in OCR that reads any check from any POS instantly.
When four people share an appetizer, Up n Go asks you to split by fraction or dollar amount — you do the math. TabSettle lets you tap the item and select who shared it. The math is automatic.
Up n Go requires 60-day cancellation notice. TabSettle is true month-to-month — cancel anytime, no notice period. OCR-based setup gets you running fast; full API integration takes about a week.
Saturday night. A party of 8 finishes dinner at your restaurant. Two couples, two solo diners, and two friends who shared everything.
With Up n Go, each guest opens their phone and sees the bill. They can split by item or fraction — but the two friends who shared a pizza, an appetizer, and a dessert have to figure out the fractions themselves. One couple wants to pay together. The math gets messy.
With TabSettle, all 8 scan the same QR code and enter the same live session. They see every item on the bill. The couple taps their items together. The two friends tap the shared pizza and select "split 2 ways" — done instantly. Everyone sees what's claimed and what's left. The whole table settles in under 90 seconds, and your server never touches the POS.
See how the costs compare side by side.
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