TABSETTLE + TOAST

Already use Toast? Let your guests handle the split.

Toast manages your restaurant. TabSettle settles the table. Guests claim items, split shared dishes, tip, and pay together from their phones — alongside your existing Toast setup.

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THE PROBLEM

Toast can split a check. Your staff still has to manage it.

Staff manages the split

Splitting in the POS happens at the terminal, by your server, while the table waits and the next party stands at the host stand.

Every change is another trip

“Actually, we shared the nachos” means another round at the terminal. Item-by-item splits for a party of ten eat minutes of server time.

Guests still pay one at a time

Cards get collected, run, and returned in sequence. The check may be split, but the checkout isn't collaborative.

HOW IT WORKS

Four steps. Sixty seconds.

Scan

Guests scan the QR code at the table. No app, no account. TabSettle connects to your Toast account through Toast's API — nothing installed on your Toast terminals.

Claim

Each person taps the items they ordered. Shared plates split with a tap.

Split

Tax and tip calculate proportionally. The bill updates live across every phone.

Pay

Apple Pay, Google Pay, or card. Everyone pays at once.

BENEFITS

What TabSettle adds to your Toast setup

Guest-facing splitting

Guests handle the split from their phones. Your servers don't touch the terminal.

Item-level claims

Each guest claims exactly what they ordered, and shared dishes split with a tap. Nobody re-rings or re-counts.

Works alongside Toast

No software to install, no configuration changes. TabSettle layers on top.

Toast stays Toast

Toast keeps running operations and reporting. TabSettle payments settle through Stripe and show in your TabSettle dashboard.

BEST FIT

Best for Toast restaurants with group dining

Casual dining restaurants on Toast

Bars and gastropubs running Toast

Multi-location groups standardized on Toast

Any Toast restaurant tired of manual splits

Restaurants where servers waste time on split math

START ON FLEX

Start for $0 a month

Full product on Flex. No monthly fee: you only pay 0.75% when guests pay through TabSettle. We handle setup.

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FAQ

Common questions

Does TabSettle integrate with Toast?

Yes. TabSettle connects to your Toast account through Toast's API, using your restaurant's own API access, which we set up with you during onboarding. It works alongside Toast rather than replacing it: guests split and pay through TabSettle, and your Toast setup stays as it is. TabSettle is not a Toast partner.

Will it affect my Toast reporting?

TabSettle processes payments through Stripe Connect, separately from Toast. Your Toast setup and reporting stay as they are.

How is this different from Toast's built-in split?

Toast's split is done by your staff at the terminal. TabSettle is guest-facing — each person claims items, splits shared dishes, tips individually, and pays simultaneously from their own phone, with no server involvement.

Can I keep using Toast for regular payments?

Yes. TabSettle only handles QR-based split transactions. Everything else flows through Toast as usual.

What makes TabSettle different from a standard pay-at-table flow?

Traditional payment tools help a guest pay. TabSettle lets the whole table settle together — one live bill, item claiming, shared plate splitting, simultaneous payment.