TabSettle, Inc.
Effective Date: February 2026
TabSettle is a web-based payment service that allows restaurant diners ("you" or "users") to split and pay their restaurant checks by scanning a QR code at the table, claiming individual items, and paying their portion directly from their mobile device. No app download or account creation is required.
TabSettle facilitates the payment process between you and the restaurant. We are not a party to the transaction between you and the restaurant for the food, beverages, or services you received. The restaurant is responsible for the goods and services it provides.
You must be at least 18 years old (or the age of majority in your jurisdiction) to use TabSettle. By using the service, you represent and warrant that you have the legal capacity to enter into these Terms and that you are authorized to use the payment method you provide.
Once you submit a payment, the transaction is final. Refunds and disputes related to the food or service are between you and the restaurant. Payment processing disputes (e.g., unauthorized charges) should be directed to your card issuer or to us at support@tabsettle.com.
All payments are processed by Stripe, Inc. When you enter payment information, it is transmitted directly to Stripe's PCI DSS Level 1 compliant servers. TabSettle does not receive, process, or store your full credit card number, debit card number, or bank account information at any time.
By submitting a payment through TabSettle, you authorize the charge to your selected payment method for the amount displayed, including your claimed items, proportional tax, and any tip you add.
TabSettle charges the restaurant a flat monthly subscription fee for access to the platform. This fee is paid by the restaurant, not by you as the diner. The total you see at checkout is the amount that will be charged to your payment method. There are no hidden fees, per-transaction charges, or surcharges added to your bill by TabSettle, Inc. The restaurant may impose their own fees that TabSettle, Inc is not involved in.
Tipping through TabSettle is optional. When you add a tip, the full tip amount goes to the restaurant and its staff. TabSettle does not take any portion of tips.
Because TabSettle facilitates payments to the restaurant, refund requests must generally be directed to the restaurant. If you believe a payment was processed in error or you were charged incorrectly through the TabSettle system, please contact us at support@tabsettle.com and we will work with the restaurant and Stripe to resolve the issue.
TabSettle does not require you to create an account, download an app, or log in. The service operates as a web-based interface accessed through your phone's browser. If you provide an email address or phone number for receipts, that information is used solely for receipt delivery as described in our Privacy Policy.
By using TabSettle, you agree to:
The TabSettle name, logos, designs, and all related content are the property of TabSettle, Inc. You are granted a limited, non-exclusive, non-transferable license to access and use the TabSettle payment interface for its intended purpose of paying restaurant checks. This license does not include the right to copy, modify, distribute, or create derivative works from any part of the service.
The TabSettle service is provided "as is" and "as available." To the maximum extent permitted by applicable law, TabSettle disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
TabSettle does not warrant that the service will be uninterrupted, error-free, or secure at all times. We do not guarantee that the itemized check displayed will be accurate — check accuracy depends on data from the restaurant's POS system.
TabSettle is not responsible for the quality, safety, or legality of the food, beverages, or services provided by the restaurant. Any issues with your dining experience should be directed to the restaurant.
To the maximum extent permitted by applicable law, TabSettle's total liability to you for any claims arising from or related to these Terms or your use of TabSettle shall not exceed the amount you paid through TabSettle in the transaction giving rise to the claim.
In no event shall TabSettle be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, regardless of the theory of liability.
You agree to indemnify, defend, and hold harmless TabSettle, Inc. and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the TabSettle service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any fraudulent or illegal activity conducted through your use of the service.
Before initiating formal dispute resolution, you agree to contact us at support@tabsettle.com and attempt to resolve any dispute informally for at least 30 days.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Orange County, California.
To the extent permitted by law, you agree that any claims against TabSettle will be brought solely in your individual capacity and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding.
TabSettle reserves the right to modify these Terms at any time. We will post updated Terms on our website (tabsettle.com) with a revised effective date. Material changes will be indicated prominently. Your continued use of TabSettle after changes take effect constitutes acceptance of the updated Terms.
TabSettle SMS Notifications Program
By providing your phone number and opting in to SMS notifications from TabSettle, you consent to receive text messages related to the TabSettle bill-splitting service, including but not limited to: payment session links, payment confirmations, receipt summaries, and service-related alerts. These messages are sent to facilitate your use of the TabSettle collaborative bill-splitting platform at participating restaurants.
You can cancel the SMS service at any time. Just text "STOP" to the number from which you received messages. After you send the message "STOP" to us, we will send you a confirmation SMS to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or you can get help directly at support@tabsettle.com.
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your use of the TabSettle service (typically 1-5 messages per bill-splitting session). If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
If you have any questions regarding privacy, please read our privacy policy: tabsettle.com/privacy.
TabSettle may suspend or terminate access to the TabSettle service at any time, for any reason, including if we reasonably believe you have violated these Terms. Because no account is required, "termination" may take the form of blocking a payment method or device from accessing the service.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and TabSettle regarding your use of the TabSettle service and supersede all prior or contemporaneous communications and proposals, whether oral or written.
TabSettle, Inc.
Email: legal@tabsettle.com
Privacy inquiries: privacy@tabsettle.com
Website: tabsettle.com
Entity: TabSettle, Inc., a Delaware C-Corporation
30 days, one location, up to 20 tables. We handle setup. No credit card required.
We'll reach out within one business day to get your pilot scheduled.
A TabSettle team member will reach out shortly to get your pilot started.